1. Information We Collect
a. Personal Information
When you sign up or use Payverge, we may collect:
- Full name
- Email address
- Phone number
- Date of birth
- Government-issued ID (for KYC/verification)
- Billing address
- Bank account or payment details
b. Usage Data
We collect data about your interactions with our platform, such as:
- Device and browser information
- IP address
- Location data (if permitted)
- Transaction history
- Log-in times and access duration
2. How We Use Your Information
We use your information to:
- Provide and maintain our services
- Process transactions and manage your account
- Verify your identity (KYC compliance)
- Detect and prevent fraud
- Send service-related communications
- Improve our platform and customer experience
- Comply with legal obligations
3. How We Share Your Information
We may share your data with:
- Third-party service providers (e.g. payment processors, identity verification partners)
- Government agencies or law enforcement (as required by law)
- Affiliates or partners (only with your consent)
We do not sell or rent your personal data to third parties.
4. Data Security
We implement industry-standard encryption, firewalls, and secure servers to protect your information. Access to your data is limited to authorized personnel only.
5. Your Rights
Depending on your jurisdiction, you may have rights to:
- Access the data we hold about you
- Correct inaccuracies in your data
- Request deletion of your data
- Withdraw consent for data processing
- Object to certain data uses
To exercise these rights, contact us at [privacy@payverge.com].
6. Cookies and Tracking
Payverge uses cookies and similar technologies to enhance your experience, remember preferences, and analyze usage. You can manage cookies through your browser settings.
7. Third-Party Links
Our platform may contain links to third-party websites. We are not responsible for their privacy practices. Please review their policies before providing personal data.
8. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes through the app or email. Continued use of Payverge indicates your acceptance of the updated policy.
10. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at: